Disability Myths
- You are on a level playing field with the insurance company
- If your employer says you are too injured to work, the insurance company will automatically pay.
- Filling out the disability insurance company's forms will automatically result in your being paid disability benefits.
- If you have been awarded Social Security disability benefits, you will have no problem getting your long-term disability benefits.
- If your doctor writes that you are "disabled", you will win your case.
- If the insurance company sends you an "activity log", it is because they are sincerely interested in what you do on a daily basis.
- The best way to convince the insurance company that you can't work at your sedentary job is for you to write a detailed letter describing your medical condition, and how it interferes with your ability to live your life.
- If you write the insurance company a letter, and are reasonable, you will get a reasonable settlement proposal.
- The insurance company "appeal" process is fair and unbiased.
- Any attorney can help you with your ERISA long-term disability claim.
- You should hold back your best evidence for trial.
- Your doctors will come to trial to testify for you and help you convince the judge of your disability.
- You will be allowed to testify at the trial if your case is filed in Court.
Sorry to disappoint you……..None of the above is true.
